Target date funds are designed to make investing simple, but are they really enough as you approach retirement? In this listener Q&A, Steve explains why relying solely on a target date fund could leave your portfolio underperforming, especially if you also have a pension or other retirement assets. Learn why personalized financial planning provides a much clearer picture than a one-size-fits-all investment solution and how asking the right questions today can help improve your retirement outcomes.
Here’s some of what we discuss in this episode:
🎯 Target Date Funds: Are they enough?
⚠️ Potential Pitfalls: One size doesn’t fit all
📊 Personalized Planning: See the complete picture
💬 Ask Questions Specific to You: Get advice tailored to you
0:00 – Intro
0:20 – Gary’s Question
1:37 – Potential Pitfalls of Target Date Funds
3:01 – Underperformance
4:00 – Work with Steve
4:48 – #1 Question to Ask Yourself
Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html
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Phone: (775) 266-8867
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