Blogs
Explore Insights and Strategies for Financial Success
Can You Have Too Much Cash?
Having “too much cash” sounds like a high-quality problem, until it starts quietly working against you. Steve tackles a subscriber question from someone sitting on $150,000 in the bank and wondering if that’s really so bad. The answer? It depends. Steve also shares simple guidelines on what to consider when [...]
Why Powerhouse Focuses on Utility Employees & What’s New in 2026
With 2026 here, it’s a good time to step back and revisit what Powerhouse Financial Advisors is really about. This episode pulls back the curtain on why the firm focuses so heavily on utility employees and how that specialization shapes the planning process. Steve shares the personal experiences that inspired [...]
The Love Story Behind Every Financial Plan
In the spirit of Valentine’s Day, Steve has a little fun comparing a lifelong relationship to your financial journey. From the first spark all the way to ’til death do us part. Like any good relationship, your financial journey works best when you stay committed, adjust through different seasons, and [...]
Mailbag: Extra Cash, Big Decisions, and the Truth About Tax-Free Retirement
Paying off debt is a huge milestone, but what you do next can shape the rest of your retirement. In this episode, Steve tackles two common listener questions: how to wisely redirect extra cash after becoming debt-free, and whether “tax-free retirement income” is actually possible. If you’re trying to make [...]
At 55, Is It Too Late for a Roth 401(k)?
One of the most important retirement decisions doesn’t show up on your paycheck; it shows up in how your contributions are taxed. That’s what prompted a recent listener question about whether 401(k) contributions should be Roth or traditional, and whether age changes the answer. The truth is, the right choice [...]
10 Retirement Myths Too Many People Still Believe
There’s no shortage of financial advice out there, and unfortunately, not all of it is good. Some of the most damaging retirement mistakes don’t come from reckless behavior, but from ideas that sound reasonable and get repeated often enough to feel true. Today, Steve busts some of the most common [...]
