Blogs
Explore Insights and Strategies for Financial Success
Working With A Financial Advisor: Our Specific Process
A lot of people think working with a financial advisor is just about picking investments. But a great planning experience is much more than that. Today, Steve walks through what it actually feels like to work with a firm like Powerhouse Financial Advisors, from the first conversation to ongoing guidance, [...]
Why Helping Utility Employees Became My Mission
Every advisor has a story, and Steve's journey into financial planning for utility employees wasn't something he originally set out to do. In this mini episode, he shares how an early career experience revealed a major gap in retirement guidance and ultimately led him to specialize in helping utility workers [...]
Protecting What You Care Most About
For most people, financial planning isn't really about spreadsheets or market returns. It's about the people you love. It's about making sure that if something happens (expected or not), the people who depend on you are taken care of. Today, Steve talks about what it looks like to provide financial [...]
A Smarter 401(k) Philosophy for Utility Employees
In this mini-episode, Steve explains why generic investment advice can fall short, especially for utility employees with cash balance pensions, profit-sharing plans, and other employer-sponsored benefits. He shares his philosophy of integrating every piece of your retirement puzzle rather than treating your 401(k) as a standalone account. Here’s some of [...]
Is Your SCE 401(k) Working As Hard As You Are?
If you're a Southern California Edison employee, your retirement benefits may be more powerful- and more complicated- than you realize. Steve breaks down the different levels of 401(k) management, explains how the SCE cash balance pension works, and highlights common mistakes employees make when relying on default investment options. You'll [...]
PG&E Employees: Your 401(k) Has Three Gears- Most of You Are Still in First
Most PG&E employees are only scratching the surface of what their retirement plan can actually do. In this episode, Steve breaks down the three “tiers” of the PG&E retirement system and discusses how more advanced planning strategies can create a very different retirement outcome. Tune in to hear the common [...]
