Welcome PG&E!
We understand the importance of planning for your future. Powerhouse Financial Advisors is dedicated to helping you make informed decisions about your retirement savings.
Retirement is a significant milestone in your career. It is essential to have a solid retirement plan in place. Pacific Gas and Electricity (PG&E) and Powerhouse Financial Advisors are committed to supporting your well-being, both during your career and beyond.
Our dedicated team of financial experts is here to help you understand the complexities of having a 401(k) and Cash Balance Pension. We understand the unique challenges and opportunities faced by Pacific Gas and Electricity (PG&E) employees, in navigating your company retirement plan. We’re committed to providing personalized guidance to help you achieve your retirement goals.
401(k) Plan
A traditional 401(k) plan allows you to contribute pre-tax dollars, which can lower your taxable income and grow tax-deferred until withdrawal.
Roth 401(k) Option
This option allows you to contribute after-tax dollars, potentially providing tax-free withdrawals in retirement, depending on certain conditions.
Cash Balance Pension
Employees hired before 2019 receive a Cash Balance Pension plan. Employees hired 2019 and after are offered a profit sharing plan. Reach out to us for details on both.
Our Retirement Planning Services Include:
- Complimentary vs. Comprehensive Financial Assessment: We’ll evaluate your current financial situation, including your Cash balance pension, 401(k), savings, and other assets, to create a clear picture of your financial health.
- Retirement Income Planning: We’ll help you develop a strategy to generate sustainable income during retirement, considering factors such as Social Security benefits, IRA dividends & interest, and maintaining investment returns.
- Investment Guidance: Our experts can provide recommendations on professionally managed portfolios to help you grow your savings and help you manage risk.
- Tax Planning: We’ll help you understand the tax implications of retirement and develop strategies to minimize your tax burden.
- Estate Planning: We can assist you in creating an estate plan to protect your assets and ensure a smooth transition for your loved ones.
Why Choose Powerhouse Financial Advisors for Your Retirement Planning?
- Deep Understanding of PG&E Benefits: Our financial advisors are familiar with the specific retirement plans and benefits offered to PG&E employees.
- Personalized Service: We believe in building strong relationships with our clients. Your financial goals are our top priority.
- Peace of Mind: By working with Powerhouse Financial Advisors, you can have confidence that your retirement is in good hands.
Take the Next Step:
Ready to start planning for your retirement? Schedule a complimentary consultation with one of our financial advisors. We’ll discuss your goals, answer your questions, and provide you with the information you need to make informed decisions.
By providing comprehensive retirement planning services and leveraging our deep knowledge of employee benefits, we are committed to helping you achieve an enjoyable and fulfilling retirement.
Disclaimer: This information is intended for general knowledge and informational purposes only, and does not constitute financial advice. It’s essential to consult with a qualified financial.
Our Retirement Planning Services Include:
- Complimentary vs. Comprehensive Financial Assessment: We’ll evaluate your current financial situation, including your Cash balance pension, 401(k), savings, and other assets, to create a clear picture of your financial health.
- Retirement Income Planning: We’ll help you develop a strategy to generate sustainable income during retirement, considering factors such as Social Security benefits, IRA dividends & interest, and maintaining investment returns.
- Investment Guidance: Our experts can provide recommendations on professionally managed portfolios to help you grow your savings and help you manage risk.
- Tax Planning: We’ll help you understand the tax implications of retirement and develop strategies to minimize your tax burden.
- Estate Planning: We can assist you in creating an estate plan to protect your assets and ensure a smooth transition for your loved ones.
Why Choose Powerhouse Financial Advisors for Your Retirement Planning?
- Deep Understanding of PG&E Benefits: Our financial advisors are familiar with the specific retirement plans and benefits offered to PG&E employees.
- Personalized Service: We believe in building strong relationships with our clients. Your financial goals are our top priority.
- Peace of Mind: By working with Powerhouse Financial Advisors, you can have confidence that your retirement is in good hands.
Take the Next Step:
Ready to start planning for your retirement? Schedule a complimentary consultation with one of our financial advisors. We’ll discuss your goals, answer your questions, and provide you with the information you need to make informed decisions.
By providing comprehensive retirement planning services and leveraging our deep knowledge of employee benefits, we are committed to helping you achieve an enjoyable and fulfilling retirement.
