Inside the Advisor’s Office: Top Concerns Among Financial Planning Clients

Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning and healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations.

Steve shares why outliving your money is still the top fear for most retirees and why it should be. He also highlights why successful retirement planning isn’t just about how much you’ve saved- it’s just as much about how you manage your spending and plan for longevity. If you’ve ever wondered how your concerns stack up to others or what issues you might be overlooking, this episode offers a candid, behind-the-scenes look.

Here’s some of what we discuss in this episode:

📊 Survey insights from 400+ advisors

💸 Outliving assets vs. chasing “your number”

🏥 Why healthcare is both overestimated and underestimated

🧓 Most people don’t work past 65 (even if they plan to)

👨‍👩‍👧 Supporting adult children: a hidden retirement risk

0:00 – Intro

1:12 – Retirement planning vs wealth building

2:37 – Average asset minimum

6:14 – Top concerns

7:47 – What people should actually be concerned about

9:58 – Supporting adult children